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Category Archives: Financial

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A Guide to Accessing Funds That Can Help Your Small Business

Business, FinancialBy Schutte & VennoteMarch 30, 2022

“All company bosses want a policy on corporate social responsibility. The positive effect is hard to quantify, but the negative consequences of a disaster are enormous” (English economist and academic, Noreena Hertz) Stimulating the SME sector is considered as one of the quicker ways to rejuvenating the economy. According to a 2020 survey by McKinsey…

Budget 2022: Your Share of Billions in Tax Relief and Business Support

Business, Economy, Financial, TaxBy Schutte & VennoteFebruary 25, 2022

“Now is not the time to increase taxes and put the recovery at risk! Accordingly, we have decided to keep money in the pockets of South Africans.” (Finance Minister Enoch Godongwana) The 2022 Budget Speech brought some good news and welcome tax relief to personal and business taxpayers, This is possible thanks to tax revenue…

Interest Rate Hikes: How to Buffer Your Business in 2022 and Beyond

Business, FinancialBy Schutte & VennoteJanuary 5, 2022

“The implied policy rate path of the Quarterly Projection Model indicates an increase of 25 basis points in the fourth quarter of 2021 and further increases in each quarter of 2022, 2023 and 2024.” (Lesetja Kganyago, SARB Governor) After cutting interest rates by 275 basis points to record lows in response to the economic crisis…

What To Do When Preparing to Sell Your Business

Business, FinancialBy Schutte & VennoteNovember 26, 2021

“As much as you might love running your business, you must have an end-goal in the plan. At the very least, an exit strategy keeps you from turning your business into a glorified job – working from home, but with longer hours.” (Kevin J. Donaldson) A new year beckons, and you may be thinking that…

Alternative Funding for Your Small Business

Business, FinancialBy Schutte & VennoteJuly 28, 2021

“When looking for funding, don’t just look for cash. Look for the right people” (American fashion entrepreneur, Jodie Fox) According to South African Reserve Bank data, the low level of small business financing appears to be emanating from the demand side as “the vast majority of SMEs indicate that they do not borrow from financial…

Raising Small Business Finance in 2021: 5 Common Mistakes with a High Impact

Business, FinancialBy Schutte & VennoteMarch 29, 2021

“Designing a presentation without an audience in mind is like writing a love letter and addressing it ‘to whom it may concern” – Ken Haemer In these challenging times, raising finance could very well be a matter of business survival, so knowing how to pitch to potential investors is a critical skill you should not…

Five Mistakes to Avoid When Investing Offshore

FinancialBy Schutte & VennoteJanuary 6, 2021

“An investment in knowledge pays the best interest” (Benjamin Franklin) It can be tempting to look at South Africa and the bad news that seems to hit us like freight trains one after another, and immediately consider moving all your money offshore. There is however far more to consider than simply your gut feel, and…

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